P&C Insurance
Production AI for every stage
of the insurance value chain
Every decision encoded, traceable, and defensible. From submission intake to claims settlement to compliance audit.
01
Submission Intelligence
Automated intake from email and PDF. Completeness scoring and appetite pre-check before an underwriter touches the file.
02
Risk Evaluation Suite
Exposure, loss history, and property analysis in a unified decision view. Each finding traces to a governed underwriting pattern.
03
Eligibility Engine
Three-gate deterministic screening: hard exclusions, vertical appetite, operations risk. Every accept or decline maps to an auditable rule.
04
Binding Authority
Carrier bulletin to live rulebook in minutes. Brokers get real-time appetite answers; stewards model full portfolio impact before activating any rule.
05
FNOL Processing
Structured first notice of loss across Workers' Comp, Auto, General Liability, and Property. Context assembled before the adjuster opens the case.
06
Compensability & Benefits
Jurisdiction-aware compensability determination and state-specific benefit calculation across WC, Auto, and GL lines.
07
Claims Signals & Screening
Subrogation potential, fraud indicators, and complexity flags surfaced at intake — not discovered after reserves are already set.
08
Authority & Reserves
Evidence-based reserve guidance with rules-driven escalation to the right authority tier. Every override captured in the governance trail.
09
Audit & Compliance
Every AI decision logged with full reasoning — visible to examiners and leadership. Proactive sampling flags guideline drift before it compounds.
10
Renewal Intelligence
Near-miss signals and multi-year account trends surface the risks worth re-pricing before renewal conversations begin.
11
Public Sector Underwriting
Municipal risk intelligence for GL and Property: budget health, social inflation proxy scoring, and county-level judicial climate.
Trust Foundation
Governed Knowledge Retrieval
The deterministic rule layer that powers every capability above — encoding your institutional knowledge, applying it consistently to every decision, and making every outcome fully traceable.
Rules
Your Knowledge Encoded
Business rules, appetite, jurisdiction requirements, and SOPs — structured, versioned, and applied consistently to every decision.
Reasoning
Applied Like Your SME
The right knowledge retrieved for the right decision, at the right moment. Your institutional expertise on demand — not generic AI.
Orchestration
Configured for Your Workflow
Every decision follows a governed path through the intelligence pipeline. Configurable to your processes. No custom development required.
See it running in your environment.
90 days from POC to production. Deployable on ServiceNow, AWS, Azure, or on-premise.